2026. Transformasi Budaya Risiko “Formalistik” Menjadi “Substantif” Pada Proses Underwriting Asuransi Umum Berbasis Learning Organization Di Bri Insurance. Community Engagement and Emergence Journal (CEEJ). 7, 6 (Jun. 2026), 5412–5426. DOI:https://doi.org/10.37385/8smfq697.