IDRIS, A. Y.; KUSUMAWATI, E. Keberlanjutan Usaha UMKM: Literasi Keuangan, Inklusi Keuangan, Digitalisasi Bisnis, Modal Usaha, Model Inovasi Bisnis . Community Engagement and Emergence Journal (CEEJ), [S. l.], v. 7, n. 1, p. 418–433, 2026. DOI: 10.37385/ceej.v7i1.10065. Disponível em: https://journal.yrpipku.com/index.php/ceej/article/view/10065. Acesso em: 10 jan. 2026.