Pentingnya Financial Management Behavior Bagi Gen Z Di Kabupaten Jombang : Financial Knowledge, Financial Self-Efficacy, Dan Locus Of Control. ceej [Internet]. 2026 Jul. 13 [cited 2026 Jul. 22];7(1):956-7. Available from: https://journal.yrpipku.com/index.php/ceej/article/view/11565