Nabilah, N.H.Z. and Mangifera, L. 2025. The Impact of ESG and Governance Factors on Financial Performance: A Business Development Perspective on Commercial Banks Listed on the Indonesia Stock Exchange. International Journal of Economics Development Research (IJEDR). 6, 1 (Feb. 2025), 409–418. DOI:https://doi.org/10.37385/ijedr.v6i1.7117.