From Risky Indebtedness to Long-Term PayLater Adoption: The Mediating Roles of Attitude, Usage, and Impulsive Buying. International Journal of Economics Development Research (IJEDR), [S. l.], v. 7, n. 3, p. 172–189, 2026. DOI: 10.37385/7w8kr312. Disponível em: https://journal.yrpipku.com/index.php/ijedr/article/view/11467. Acesso em: 21 jul. 2026.