WAHYUDIONO, B.; YUSRA, I.; MARIA ULFHA, S. Transformative Finance: Embracing Digital Innovations for Financial Excellence. International Journal of Economics Development Research (IJEDR), [S. l.], v. 5, n. 3, p. 2236–2246, 2024. DOI: 10.37385/ijedr.v5i3.5870. Disponível em: https://journal.yrpipku.com/index.php/ijedr/article/view/5870. Acesso em: 2 jul. 2025.