Fahmy, Obaid Mujahid, Tri Gunarsih, and Nur Wening. 2025. “Spiritual Leadership As a Catalyst for Fraud Prevention in Financial Services: Strengthening Economic Development Through Organizational Culture and Employee Motivation”. International Journal of Economics Development Research (IJEDR) 6 (2):538-61. https://doi.org/10.37385/ijedr.v6i1.7009.