Lumintang, Jhoni, Idah Zuhroh, and Firdha Aksari Anindyntha. “The Impact of Financial Inclusion and Financial Technology on Economic Growth in Indonesia”. International Journal of Economics Development Research (IJEDR) 5, no. 1 (May 4, 2024): 645–660. Accessed July 5, 2025. https://journal.yrpipku.com/index.php/ijedr/article/view/4615.