HAMZAH, Zulfadli; PURWATI, Astri Ayu; HAMZAH, Rosyidi. Islamic Financial Technology Adoption and MSME Performance: Integrating Literacy, Compliance, Accessibility, and Leadership. Journal of Applied Engineering and Technological Science (JAETS), [S. l.], v. 7, n. 2, p. 880–895, 2026. DOI: 10.37385/jryn2128. Disponível em: https://journal.yrpipku.com/index.php/jaets/article/view/9668. Acesso em: 15 jun. 2026.