2024. Pengaruh Dana Pihak Ketiga (DPK), Loan to Deposit Ratio (LDR) dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Return on Assets (ROA) Bank Umum Persero di Indonesia Periode Tahun 2019-2023. Management Studies and Entrepreneurship Journal (MSEJ). 5, 2 (Nov. 2024), 9471–9482. DOI:https://doi.org/10.37385/msej.v5i2.5874.