Pengaruh Capital Adequacy Ratio, Beban Operasional Pendapatan Operasional, Dan Loan To Deposit Ratio Terhadap Return On Assets Di Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2021-2023. (2025). Management Studies and Entrepreneurship Journal (MSEJ), 6(4), 5940-5956. https://doi.org/10.37385/msej.v6i4.8226