Pengaruh Fintech, Financial Self-Efficacy, Dan Pengelolaan Dana Kur Terhadap Kinerja Keuangan UMKM Di Kabupaten Buleleng. Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 7, n. 5, p. 715–722, 2026. DOI: 10.37385/en3mpv62. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/11261. Acesso em: 24 may. 2026.