Pengaruh Penggunaan QRIS Dan E-Wallet Terhadap Efisiensi Manajemen Keuangan Pada Usaha Mikro Di Jabodetabek. Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 7, n. 6, p. 1247–1266, 2026. DOI: 10.37385/jh94cc05. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/11746. Acesso em: 24 jul. 2026.