Pengaruh Literasi, Sikap Dan Toleransi Risiko Keuangan, Kepribadian Terhadap Pengelolaan Keuangan Pada Masyarakat Pengguna Paylater. Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 4, n. 5, p. 4713–4723, 2024. DOI: 10.37385/msej.v4i5.1677. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/1677. Acesso em: 14 may. 2026.