Cerdas Finansial Menuju Masa Keemasan: Mengungkap Dampak Literasi, Tabungan, Dan Tekfin Terhadap Perencanaan Pensiun Di Kalangan Pekerja Industri. Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 5, n. 2, p. 9868–9880, 2024. DOI: 10.37385/msej.v5i2.6076. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/6076. Acesso em: 12 may. 2026.