AYUNI, N. M. S.; BUDIASNI, N. W. N. Beyond Parental Income: The Crucial Role Of Lifestyle And Literacy In Gen Z Financial Habits . Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 7, n. 4, p. 1088–1103, 2026. DOI: 10.37385/msej.v7i4.10569. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/10569. Acesso em: 13 apr. 2026.