SUTRISNO, D. A. P.; PUTRIANI, S. Peran Literasi Keuangan, Literasi Digital, Dan Finansial Self-Efficacy Terhadap Adopsi Aplikasi Buy Now Paylater (BNPL) (Studi Kasus Pengguns Paylater Pada Gen Z Di Indonesia). Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 7, n. 4, p. 629–644, 2026. DOI: 10.37385/msej.v7i4.10766. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/10766. Acesso em: 30 mar. 2026.