UGLI, K. S. F.; SISKA NURHAYATI, N.; QURBONOVICH, T. A. A Descriptive Analysis of Student Perceptions of Cryptocurrency as a Tool for Financial Inclusion and Government Efficiency. Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 7, n. 4, p. 1043–1053, 2026. DOI: 10.37385/msej.v7i4.10865. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/10865. Acesso em: 13 apr. 2026.