SILALAHI, M.; IRAMA, O. N. Analisis Penggunaan Financial Technology Sebagai Upaya Optimalisasi Potensi UMKM Di Kota Medan. Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 4, n. 4, p. 3613–3619, 2023. DOI: 10.37385/msej.v4i4.1761. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/1761. Acesso em: 13 jul. 2025.