SETIYANI, D.; IMRONUDIN, I. Pengaruh Financial Literacy Dan Penggunaan Financial Technology Terhadap Financial Perfomance UMKM Di Kota Surakarta Melalui Financial Behavior Sebagai Variabel Mediasi. Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 7, n. 1, p. 477–493, 2026. DOI: 10.37385/msej.v7i1.10039. Disponível em: https://journal.yrpipku.com/index.php/msej/article/view/10039. Acesso em: 2 jan. 2026.