Ridha, Noorsyah Adi Noer, and Nafisah Ruhana. 2025. “Dampak Fintech P2P Lending Terhadap Pembiayaan Bank Umum Di Indonesia”. Management Studies and Entrepreneurship Journal (MSEJ) 6 (4):4932-44. https://doi.org/10.37385/msej.v6i4.8092.