“Pengaruh Dana Pihak Ketiga (DPK), Loan to Deposit Ratio (LDR) dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Return on Assets (ROA) Bank Umum Persero di Indonesia Periode Tahun 2019-2023” (2024) Management Studies and Entrepreneurship Journal (MSEJ), 5(2), pp. 9471–9482. doi:10.37385/msej.v5i2.5874.