Sukmaningrum, D., Riatmaja, D. S., Nurcahyo, N. and Nurhayanto, N. (2025) “Peminjaman Digital: Peran Rasionalitas, Pengalaman, Dan Niat Perilaku Dalam Re-Apply P2P Lending Di Yogyakarta”, Management Studies and Entrepreneurship Journal (MSEJ), 6(5), pp. 539–553. doi: 10.37385/msej.v6i5.9270.