“Mengeksplorasi Pengaruh Capital Adequacy Ratio, Non Performing Loan, Dan Loans to Deposit Ratio Dalam Memprediksi Kondisi Bermasalah Pada Bank Perkreditan Rakyat”. Management Studies and Entrepreneurship Journal (MSEJ) 5, no. 1 (November 20, 2024): 4378–4388. Accessed May 14, 2026. https://journal.yrpipku.com/index.php/msej/article/view/1608.