Lestari, Indina Ayu, Puji Isyanto, and Neni Sumarni. “Pengaruh Persepsi Kemudahan Penggunaan Dan Risiko Terhadap Minat Bertransaksi Menggunakan Financial Technology”. Management Studies and Entrepreneurship Journal (MSEJ) 4, no. 6 (November 20, 2024): 8342–8350. Accessed July 27, 2025. https://journal.yrpipku.com/index.php/msej/article/view/3104.