Setiyani D, Imronudin I. Pengaruh Financial Literacy Dan Penggunaan Financial Technology Terhadap Financial Perfomance UMKM Di Kota Surakarta Melalui Financial Behavior Sebagai Variabel Mediasi. MSEJ [Internet]. 2026Jan.1 [cited 2026Jan.2];7(1):477-93. Available from: https://journal.yrpipku.com/index.php/msej/article/view/10039