Determinants of Bank Performance: Evidence from Non-Performing Loans (NPL), Net Interest Margin (NIM), Allowance for Impairment Losses (AIL), and Deferred Tax Expense. Research in Accounting Journal (RAJ) , [S. l.], v. 7, n. 1, p. 28–39, 2026. DOI: 10.37385/knedkk95. Disponível em: https://journal.yrpipku.com/index.php/raj/article/view/11411. Acesso em: 15 jun. 2026.