Digital Economics in Motion: Analyzing UTAUT Factors Driving Payment Gateway Adoption Among Bali’s MSMEs. International Journal of Economics Development Research (IJEDR), [S. l.], v. 6, n. 2, p. 953–975, 2025. DOI: 10.37385/ijedr.v6i2.7455. Disponível em: https://journal.yrpipku.com/index.php/ijedr/article/view/7455. Acesso em: 13 may. 2026.