Pengaruh Financial Literacy, Locus Of Control, Dan Financial Self-Efficacy Terhadap Personal Financial Distress Pada Mahasiswa Universitas Pendidikan Ganesha. MSEJ [Internet]. 2026 Jul. 10 [cited 2026 Jul. 12];7(6):909-20. Available from: https://journal.yrpipku.com/index.php/msej/article/view/11661